Submit a loan application for a one hour payday loan from $100 to $1,000. The approval process is simple, and you never need to leave your home or office. Simply input a few key pieces of personal and financial information into our online application, and wait a few minutes as we find the right loan for your needs.
Once approved, you will be redirected to the page of the lender we found to best suit your individual loan needs. There you will receive your loan’s rates and terms, which are always determined by the lender, not us, as well as a full disclosure about your loan. You are never obligated to accept a loan offer from a lender, and can cancel your application at any time. Should you accept a loan offer, your cash will be transferred into your checking account and available to you within the next business day. Distributions are completed electronically, so, once approved, you don’t have to act any further. Many direct deposits appear in your bank account in minutes!
To be approved for a one hour payday loan, you must:
- Be currently employed for 90 days or more.
- Be age 18 or older, and a citizen or permanent resident of the United States.
- Show proof of income of at least $1,000/month after taxes.
- Own a valid checking account in your name.
- Provide home and work phone numbers.
- Provide a valid email address.
Your Credit History Doesn’t Matter
The lenders in OneHourPayday.com‘s network never ask for or are privy to the information compiled in your consumer credit report, including your consumer credit score. As such, you don’t need good credit to receive a one hour payday loan. All you need is a regular paycheck, which serves as your security.
Online Applications Mean Fast Approval
Your online application is processed and given to a lender upon receipt. This allows us to match you with a lender that best suits your needs in the shortest period of time possible. In some cases, but not all, your lender may require that you fax in additional information. For instance, your lender may need you to verify your income level or employment status. Your lender will also disclose loan fees and interest rates at this time. You are under no obligation to actually take out a loan simply because you looked at the fees.
Direct Deposit, Not a Check
Once you’re approved for a one hour payday loan, your lender will immediately transfer your cash into your checking account. Typically, you can expect to receive your cash by the next business day.
We make repayment easy! Your loan and loan fees are automatically withdrawn from your checking account on the due date given to you by your lender. This means you never have to worry about making sure you mail our payment on team. You only need to make sure that the funds are available in your account on the given day and your one hour payday loan lender will take care of the rest for you.